Bank connectivity
Statements and payment files exchanged with each bank through agreed channels and formats.
Industry context
Treasury, payments and cash management in financial services
We connect treasury platforms to your banks and ledger, so cash positions, payments and forecasts come from one controlled source.
Bank connectivity, payment controls and the link to the ledger carry most of the work on a treasury platform. We connect your banks, set up payment approval and fraud controls, and build the cash position and forecast your treasury team reviews each day.
Financial institutions work under close central bank supervision, with fraud exposure and customers who expect money to move instantly. Risk, compliance and operations teams need to see how each change affects controls before it goes live, so we involve them from design onwards. Payment formats and rails differ by market: UAEFTS and the Wage Protection System in the UAE, and SARIE and SADAD in Saudi Arabia, alongside each bank's own host-to-host and file standards.
After stabilisation we hand over to your teams or keep running the service with you.
Alongside sector regulation, we often map delivery evidence to cross-industry baselines such as the UAE Information Assurance Regulation issued by TDRA, the NCA Essential Cybersecurity Controls in Saudi Arabia and the NIST Cybersecurity Framework, which many risk reviewers already use.
How the work is organised
From design to stable operation, with the evidence risk committees, internal audit and regulators ask for.
Payment controls
Approval limits, segregation of duties and screening applied to every outgoing payment.
Cash visibility and forecasting
Daily cash positions and forecasts built from bank data and the ledger.
Regulatory landscape
We map delivery evidence to the expectations of the regulator you answer to: the Central Bank of the UAE or, for capital market firms, the Securities and Commodities Authority; in Saudi Arabia, the Saudi Central Bank (SAMA), including its Cyber Security Framework, or the Capital Market Authority.
Account and bank fee review
Accounts, mandates and bank fees reviewed, so the platform starts from a clean bank structure.
Payment fraud prevention
Beneficiary checks, call-back rules and alerts for unusual payments, agreed with finance and risk.
Checks before you start
A treasury programme is ready to start when treasury, finance and IT agree which bank channels to use and who approves payments.
- The classification of customer and transaction data has been agreed.
- Treasury has listed the banks and accounts in scope and agreed payment approval limits.
- Each bank has confirmed the connectivity channel and file formats it supports.
Plan treasury, payments and cash management in financial services
Tell us where you are today and which dates matter. We will propose a first phase with scope, owners and an itemised quotation.