Solution

Treasury, payments and cash management

Cash positioning, bank connectivity, payment hubs, and liquidity analytics with controls that satisfy treasury policy, fraud monitoring, and regulatory reporting where applicable.

Dubai towers at dusk seen across a calm creek

Treasury platforms give a daily view of cash across banks and entities, and payment hubs send payments through one controlled channel. The work covers bank connectivity, payment formats, approval rules and fraud checks before money leaves the organisation.

Payment projects carry real financial risk. We test every bank format and approval path in the bank's test environment, and run payments in parallel before switching off the old route. Our platform specialists work with your enterprise architects, security team and application owners, so the roadmap reflects legacy constraints, regulatory expectations and realistic cutover windows.

Hosn Al Tomoh runs the work from discovery to hypercare with explicit exit criteria: integration test evidence, role-based access reviews, migration reconciliation, completed training, and handover documents that your auditors and procurement team can file.

Steering uses the risk and issue logs, benefit tracking and change calendars your PMO already runs. That keeps the programme tied to business results, instead of becoming a stand-alone IT initiative.

How it applies by industry

A governed rollout

We start from measurable outcomes and the controls you cannot compromise on. We then sequence vendors, data migration and organisational change, so the production cutover is rehearsed and not improvised.

Dubai towers at dusk seen across a calm creek

What we deliver

Platform configuration, integration, data, adoption and operations handover, sized to your organisation.

  • Architecture and vendor alignment

    Reference designs, integration boundaries and decision logs that keep business owners, architects and security aligned.

  • Data migration and reconciliation

    Repeatable extract, transform and load pipelines, with parallel-run dashboards until the data owners sign off.

  • Security and access design

    Role models, segregation of duties and privileged access that follow your control framework and identity provider.

  • Integration and APIs

    Event streams, REST and batch patterns, and error handling that operations can monitor without relying on a few key engineers.

  • Adoption and training

    Role-based training, hypercare playbooks and feedback loops, so process owners can run the platform day to day.

  • Handover to operations

    Handover packs, service levels and improvement backlogs, so internal teams or a managed services partner can operate the platform with clarity.

What the work has to get right

We agree the measures with you at the start, so leadership can follow progress in numbers it already tracks.

  • Bank connections and statement formats agreed with each bank.
  • Payment approval rules with segregation of duties and clear limits.
  • A cash position and forecast that update from bank statements every day.

Built for board and audit scrutiny

We treat vendor partnerships, cloud hosting and the integration landscape as one decision, not three. We tie infrastructure choices to service level commitments, data residency obligations and functional test evidence, so procurement scorecards reflect operational reality, not vendor claims. That shortens the gap between signing the contract and running confidently in production, which is where many programmes slip.

Implementation, platform governance and integration testing become named deliverables in the contract. We build statements of work around defined environments (development, test and production), automated exit criteria and steering metrics that match your finance and audit reporting. Sponsors, technology reviewers and risk teams work from the same documents, so everyone keeps the same picture of the programme under delivery pressure.

Programmes like this often run across several financial years. We plan for that by automating routine upgrades, tracking contract renewals and paying down technical debt, so the platform stays aligned with the approved reference architecture. Drift from the approved architecture is caught early, not found in an architecture review two years in, when fixing it is expensive.

Resilience design limits the spread of failures through deliberate blast-radius control, tested failover and documented recovery procedures. We match the resilience investment to how important each capability is, instead of spreading it evenly across all workloads. Recovery time and recovery point objectives are tested on a schedule, which gives you evidence of capability rather than paper assurance.

Common questions about treasury and payments

Answers for enterprise architects, business sponsors and risk partners evaluating platform and integration scope.

How the engagement runs

From alignment to handover, with clear decision points.

  1. Discover and prioritise

    Stakeholder map, expected outcomes and a list of constraints across business, IT and risk.

  2. Blueprint and plan

    Reference architecture, phasing model, migration approach and test strategy, with explicit exit criteria.

  3. Build and integrate

    Sprint-based delivery with continuous integration, matching environments, and defect triage that your teams can join.

  4. Stabilise and hand over

    Hypercare, an operational readiness review and transition to the teams who will run the platform, with documented service levels.

Services that often run alongside this solution area.

  • Management consulting

    Operating model and portfolio alignment when a transformation spans several platforms.

    Management consulting
  • Cloud and DevOps

    Landing zones and pipelines suited to regulated change cycles.

    Cloud and DevOps
  • Cyber security

    Control design and testing evidence for privileged access and data protection.

    Cyber security
  • Insights

    Executive briefs on delivery, resilience and technology choices.

    Insights

Scope the first phase

Share the constraints you work within, your timelines and your assurance expectations. We will propose a phased blueprint and delivery model for your stakeholders to review.

Talk to our team